FAQ’s
Your privacy is extremely important to us. Our policy makes clear how we collect, use and safeguard the personal information you provide to us and should assist you in making informed decisions when using our site. How much can I borrow?
The exact amount you can borrow depends on your personal circumstances but loans are available from £80 to £750.
What are the charges for a payday Loan?
1737%APR Representative
Representative Loan Example: Borrow £300 for 30 days, Amount payable - £375, Interest - £75, Interest rate (pa) - 1737% (variable)
When will I need to repay the loan?
Your loan will be provided by the lender we link you with. The terms and conditions can vary but you would normally be asked to repay the amount you borrow plus interest charges within 28 days after you enter the loan agreement. Sometimes you can lengthen your lending term but the fees for this are expensive. We would advise you not to lengthen your lending term.
Fraud Prevention: If incorrect information is provided, including in relation to a person’s identity and fraud is identified, details about this information, including customer Personal Data, will be passed to fraud prevention agencies. We work within the parameters of the law. Law enforcement agencies may access and use this information. The lender and other organisations may also utilize this information to prevent fraud and money laundering, for example when: checking details on applications for credit and credit related and other facilities; managing credit and credit related accounts or other facilities; recovering debt; checking details on proposals and claims for all types of insurance; and checking details of job applicants and employees. The lender and other organisations may access and use from other countries the information recorded by fraud prevention agencies. For further details of the relevant fraud prevention agencies please contact us as described at the end of this Privacy Policy.
What Information Do We Collect?
When you use this web site you can provide us with two types of information: personal information and website information.
1. Personal Information You Can Provide
2. Registration Information
In your application you will provide your personal information.
3. Email Information
If you email us, we may will keep your email messages, email address and our responses.
4. Web Site Use Information
Much like other commercial Web sites, our Web site utilizes a standard technology called "cookies" (see explanation below, "What Are Cookies?") and web server log files to collect information about how our Web site is used.
What do we do with your information?
We use personal information to try and improve our service and we frequently update our systems.
We may share information with others on an aggregate basis. Personally identifiable information or business information will not be shared except if required by law.
At times we will use your details to contact you about changes to the site or new offers you may be interested in.
What About Legally Required Information?
If the law requests information we have to provide it. We may also disclose account information when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating our Terms of Service or to protect the safety of our users and the Public.
Your Consent
By using our Web site you consent to our collection and use of your personal information as described in this Privacy Policy. We reserve the right to amend this privacy policy at any time with or without notice.
